My favorite cheesesteak place serves a great slice & Thanksgiving Turkey Giveaway

With Thanksgiving just around the corner, November is a great time to appreciate the people, places, and local businesses that make our community special. I’m grateful for you, and you spending a few minutes reading the newsletter. 🙏

This month, I'm partnering with Hobe Meats to give away four Diestel Ranch turkeys, and I'm switching up my usual taco adventures with a stop at Corleone's Philly Cheesesteaks. There is also a deed scam property title fraud that you need to know about, and and a free service that can help you protect themselves.

Food!

Believe it or not, I eat more than just tacos! This month, I decided to mix things up and trade my usual taco shop adventures for a visit to Corleone's Philly Cheesesteaks.

Sometimes you've just got to swap the tortillas for a proper hoagie roll—and let me tell you, their cheesesteaks are absolutely bomb!

But don't sleep on their pizza, either. The crust was incredible, the sauce had great flavor, and it easily became one of my favorites—I’d go back strictly for the pizza alone! If you haven't checked them out yet, put them at the top of your list.

Giveaway!

I've teamed up with Bret and Hobe Meats to give 4 families fresh turkey for Thanksgiving from Diestel Turkey Ranch! If you haven't heard of them, Diestel is an amazing fourth generation family farm who raise all natural, slow grown, without hormones or antibiotics!

If you would like to be included, reply to this email to be entered!

Four winners will be announced on Monday, November 23rd!

So thankful for Bret, Diestel Turkey Ranch, and each one of you!

Your bank doesn’t want you to know this

Think a 30-year mortgage means 30 years of payments? Not necessarily.

A few small moves can shave serious time off your loan.

Quick tip: when you make an extra payment, always tell your lender to apply it to principal.

• 1 extra mortgage payment each year = 7 years off

• 2 extra mortgage payments each year = 14 years off

• 3 extra mortgage payments each year = 21 years off

This is how homeowners can pay off their homes in 10-15 years, instead of 30

Save this for when you're ready to make a plan, or call me to discuss how extra principal payments can save you thousands of dollars.

🚨 Scam you need to know about 🚨

Homeowners, beware of title fraud! The FBI is warning about scammers who target properties with significant equity, no mortgage, or vacant homes, impersonating owners to sell or borrow against their property. Maricopa County offers a free Maricopa Title Alert service that notifies homeowners of recorded documents involving their property, giving them an early warning of potential fraud. Consider signing up and helping older family members do the same!

What do you get for $695k?

Golf course living in the heart of Arrowhead Ranch! This beautifully updated 5-bedroom, 3-bath home offers 3,180 square feet overlooking the 17th hole at The Clubs at Arrowhead. Featuring luxury vinyl flooring, quartz countertops, a spacious kitchen, a flexible floor plan and a 3-car garage.

• List price is $695,000

• Loan program: Conventional 30 year Fixed Rate

• Monthly payment: $4,924.08, including HOA

• Total amount needed for down payment: $35,000 (with a 3% contribution from seller toward buyer closing costs)

See all the pics here.

Congratulations 🎉

It is moments like these that make all the day to day stuff worth it. Seeing how excited people are to get into their new home, it can be life changing.

Congratulations to my agent partner Michael Herdez & his brother PJ on the purchase of their new ‘ranch’ 🙌

Big congrats to my brother PJ on becoming a first-time homeowner!

Not only did he get the keys to his first home, but we also negotiated for all his closing costs to be paid! That’s how we do it!

A huge thank you to Aaron Alvarez and Ryan at WAM for making this happen. We appreciate all your hard work and support!

Wishing you many years of happiness, success, and unforgettable memories in your new home. You deserve it, brother!

Welcome to your ranch!
Michael Herdez | AZ Realtor

Cool House of the Month

Perched along the 10th fairway of the Country Club at DC Ranch, this extraordinary five-bedroom estate combines striking contemporary architecture with panoramic golf course, mountain and city views. Walls of glass blur the line between indoor and outdoor living, while a chef’s kitchen, wine display, golf simulator and resort-style backyard with a negative-edge pool, spa and putting green make this home an entertainer’s dream.

Listed at $14 million, see all the photos here.

I’ve mentioned my friend Martin in the newsletter before. He is a local legend here in Phoenix and is celebrating 55 years of providing auto repairs to our community. If you need help with your car, be sure & go see Martin’s Auto Repair!!

Thinking about your next home? Reach out, I’d love to chat with you about what may be possible to help get you in your dream home. There are some good options for refinancing your current mortgage too.

You can call or text me on my personal cell at (602) 705-9835 or reply to this email.

Here’s all the boring stuff I'm legally required to share: West American Mortgage NMLS #304208